Good morning! This is Daniel de Visé bringing you your Daily Money update.

If you’ve ever taken something from a store without paying, you’re in good company.

A recent LendingTree survey reveals that nearly 25% of American adults have engaged in shoplifting at some point, with around 5% doing so within the past year.

Shoplifting presents unique complexities. Let’s dive into the details.

When adult children won’t leave home

Next, we tackle a potentially sensitive topic, as reported by Betty Lin-Fisher. Welcome to Uncomfortable Conversations.

In many families, adult children and their parents live together successfully. Shared living arrangements can arise for various reasons, including cultural norms, financial challenges, caregiving duties, or simply because everyone enjoys each other’s presence.

However, in other households, parents may feel it’s time for their adult children to move out, but those children seem hesitant to do so.

Getting quick cash from your 401(k)

Facing an unexpected bill and need $1,000? Starting this year, accessing funds from your 401(k) could be easier than before.

New regulations allow for easier withdrawals from retirement accounts in emergencies. In 2024, you can take out up to $1,000 from a traditional 401(k) or IRA to address urgent financial needs.

Importantly, you now get to determine what qualifies as an emergency.