As the holiday season approaches, it’s important to recognize that if you haven’t started shopping yet, you might be running out of time.

Retailers are getting a head start on holiday preparations; for instance, Halloween merchandise appeared in stores as early as August. Similarly, decorations for Christmas and Hanukkah began showing up in October or even September, according to Felecia Wellington Radel.

If shoppers procrastinate on their holiday buying, they could discover that stores have already shifted their focus to the next big occasion.

You’ve probably heard about customers taking legal action against banks

This brings to mind a twist on the classic tale where a man bites.

JPMorgan Chase, the major bank, has started taking legal action against clients who are accused of exploiting a technical flaw to steal hundreds of thousands of dollars. This loophole enabled them to deposit fake checks and quickly cash out substantial amounts at ATMs.

The so-called “infinite money” glitch gained popularity on TikTok and other social media sites in late August, with users demonstrating how they could deposit checks and instantly withdraw what they considered “free” funds before those checks were processed, according to Max Hauptman.

On Monday, the bank initiated legal actions in three federal courts against two individuals and two companies, claiming that together they took nearly $662,000.

📰 Must-Read Article 📰

Here’s an engaging article from earlier this year that you might have overlooked. Check it out! Don’t forget to share!

A recent poll conducted by a global investment firm highlighted a rare consensus between Republicans and Democrats: the United States is facing a significant retirement savings crisis.

Approximately 50% of households in the U.S. have retirement savings accounts. There are concerns that the Social Security program may soon face a financial shortfall, and it’s important to note that these benefits were never designed to cover all retirement expenses.

In August, BlackRock conducted a survey with 1,000 registered voters to gather their opinions on retirement security in the country. The results revealed insights that crossed political boundaries.

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