Good morning and happy Friday! This is Betty Lin-Fisher bringing you this week’s consumer-focused edition of The Daily Money.

Following the Federal Reserve’s decision to reduce interest rates by 0.5%, how will this change affect consumers?

Andrea Riquier, YSL News’s housing correspondent, analyzes how decreased mortgage rates will benefit the housing market.

If you plan to travel internationally, YSL News’s travel expert Zach Wichter discusses how the Fed’s rate cut will influence the U.S. dollar and currency exchange rates.

Do Parents Have the Right to Ask for College Grades?

I shared a preview of my latest installment in my Uncomfortable Conversations About Money series in last week’s newsletter. Here’s a link to the complete story, which went live a few days later.

As many parents cover college expenses, should they be entitled to request their child’s grades? The legal perspectives may surprise you.

I’m also exploring various topics for my next articles. If you’ve experienced one of these challenging money situations and are willing to discuss it, or if you’re an expert who can provide insights on these matters, please reach out to me at blinfisher@usatoday.com with “Uncomfortable Conversations About Money” in the subject line.

If you have a topic you would like to propose, I’m open to considering it for future discussions!

🍔 Today’s Food Spotlight 🍔

I have a fondness for a classic peanut butter and jelly sandwich—especially with Fritos added in! However, I’m unsure about M&M’s latest flavor. Opinions can vary, after all!

More About The Daily Money

The Daily Money provides essential consumer and financial updates on weekdays from YSL News, simplifying complicated events and clarifying how various issues, from interest rate changes by the Fed to bankruptcies, can affect you.