Good morning and Happy Friday! This is Betty Lin-Fisher bringing you this week’s consumer-friendly edition of The Daily Money.

Mortgage interest rates have dropped to their lowest point in 2025 over the past week. Despite this decrease, they still remain relatively high, as reported by my colleague Andrea Riquier.

What implications does this have for the housing market?

Should tips given to workers be taxed?

President Donald Trump has reaffirmed his commitment to eliminate taxes on workers’ tips, stating he aims to have a bill ready for Congress in the upcoming weeks.

However, economists and policy specialists argue that this proposal is unjust, expensive, and ultimately irrelevant for many low-income individuals.

🍔 Menu Highlights for Today 🍔

Due to rising egg prices and a nationwide shortage, Cracker Barrel announced on Thursday that it will not impose additional charges for eggs. Conversely, Waffle House revealed a 50-cent surcharge earlier this week, with Cracker Barrel remarking, “There’s nothing hospitable” about such extra fees.

What is The Daily Money?

Every weekday, The Daily Money provides the top consumer and financial news from YSL News, simplifying intricate events, offering concise summaries, and clarifying how various changes, from Federal Reserve rate adjustments to bankruptcy cases, affect you.