Approximately 2.9 billion records, which may include names, addresses, and Social Security numbers, could be at risk after National Public Data confirmed it experienced a significant data breach affecting personal details of millions of Americans.

Despite privacy issues, Americans should not provide their Social Security numbers to websites just because they assert they can help identify if an individual is a victim of the recent breach.

Social Security scams are common. Daily, individuals might receive calls where the caller pretends to be an FBI agent claiming there is a warrant for their arrest, demanding personal information such as their Social Security number or banking details to resolve the issue.

So, what happens when a website claims it can help users determine if their information was compromised in the recent breach?

Some websites assert they can aid victims in verifying if their data was stolen. While some may be legitimate, it’s still unsafe to submit Social Security numbers and other personal details to random sites that might not be secure.

Here are the essential points to keep in mind.

Why it’s important not to share your Social Security number

While banks, educational institutions, new employers, accountants, and landlords often need Social Security numbers, it’s crucial not to provide your Social Security number to anyone, businesses, or websites that you do not fully trust.

Experts, including James E. Lee, chief operating officer of Identity Theft Resource Center, strongly advise against entering Social Security numbers on websites that claim to check if personal information has been compromised, as reported by CNBC.

Criminals can exploit that number along with some identifiable information in various ways, according to AARP:

• Open credit accounts under the victim’s name
• Fraudulently claim unemployment benefits using the victim’s details
• Misuse the victim’s benefits

Some trustworthy websites allow users to determine if their data has been compromised without the need for a Social Security number.

The following reputable websites do not ask for Social Security numbers, as highlighted by CNBC:

• NPD.pentester.com — Requires only a first name, last name, state, and birth year.
• NPDBreach.com — Allows searches using full name, zip code, SSN, or phone number.

Credit reports can reveal signs of fraud

If you’re concerned about potential identity theft, it’s wise to check your credit reports for any fraudulent activity, advises the University of Wisconsin-Madison.

Credit reports help monitor unfamiliar or suspicious activities. Individuals can request a credit report once a year from these agencies, according to CNET:

• Equifax
• Experian
• TransUnion

Should you discover dubious activity in your reports, you can initiate a credit freeze to safeguard against identity theft and unauthorized use of stolen information, as recommended by the Federal Trade Commission.

Julia is a trending reporter for YSL News. She has reported on a variety of subjects, ranging from local businesses and government in her hometown of Miami to technology and pop culture. Connect with her on LinkedIn or follow her on X, formerly Twitter, Instagram, and TikTok: @juliamariegz