XRP (CRYPTO: XRP), once known solely as Ripple, has become one of the most talked-about cryptocurrencies. Recently, it experienced an impressive rise of 287% in just one month.

This dramatic increase has propelled XRP’s market value beyond $139 billion, making it the fourth-largest cryptocurrency globally, following Bitcoin, Ethereum, and Tether. Despite its current success, XRP has faced periods of uncertainty that kept its value significantly lower. However, those who were willing to take risks and hold onto their investments for the long term have reaped substantial rewards.

What a $10,000 Ripple Investment Would Be Worth Today

Throughout the past five years, XRP has experienced notable volatility, yet its recent performance has been remarkable. If you had invested $10,000 in XRP five years ago and held onto it, today you’d find yourself with a considerable profit.

With a staggering total rise of 987% over 5 years, that $10,000 investment in Ripple would now be worth over $108,000. The surge can be attributed in part to predictions that the forthcoming Trump administration will bolster the cryptocurrency sector, fostering a more beneficial regulatory environment, particularly favorable for XRP.

However, XRP’s valuation has been affected by an ongoing lawsuit from the Securities and Exchange Commission (SEC), which asserts that XRP was marketed as a security rather than a cryptocurrency. With the new presidential administration and the anticipated departure of SEC head Gary Gensler, this lawsuit may soon be resolved.

Potential investors should recognize that XRP is a high-risk investment with uncertain prospects, albeit political and regulatory changes may now be tilting in its favor.

Keith Noonan does not hold any stocks mentioned. The Motley Fool has investments and recommendations in Bitcoin, Ethereum, and XRP. The Motley Fool has a disclosure policy.

The Motley Fool is a content partner of YSL News, providing financial insights and advice to empower individuals in managing their finances. The content is produced independently of YSL News.

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