The holiday season often means navigating busy airports and heavy traffic. Still, a recent study indicates that many people may choose to stay home due to financial worries.

According to J.D. Power’s latest Banking and Payments Intelligence Report, published on Monday, 46% of survey respondents in October indicated they wouldn’t be traveling during the holidays, a rise from 39% in November 2023. This survey included 4,000 U.S. retail bank customers, primarily reflecting those labeled as “Vulnerable” and “Stressed,” especially among those aged 40 and older.

“This finding may take some by surprise, as many consumers seemed to experience some financial relief over the past few months,” said the report. “For those planning to travel, 70% will choose air travel and/or require overnight accommodations. Yet, the continuous rise in consumer prices has led many to opt-out of traveling altogether.”

The report also highlighted that 33% of participants felt financially “Healthy,” an increase from 28% a year ago.

While holiday airfares tend to be on the higher side, those in search of last-minute deals might still find some savings.

What are the best options for finding cheap flights this holiday season?

According to Hopper, travelers can discover reasonably priced flights—mostly to warm destinations—on select dates from December 23 to January 2 departing from various U.S. cities:

• From Boston, travelers can book round-trip tickets to Nassau in the Bahamas for as little as $377; to Grand Cayman in the Cayman Islands also for $377; and to San Juan, Puerto Rico starting at $348.
• In Chicago, round-trip flights to San Juan start at $320 and to Fort Lauderdale at just $140.
• Dallas travelers can find round-trip tickets to San Juan for around $287.
• New York flyers can snag round-trips to San Juan for as low as $382.
• From Newark, one can find flights to Grand Cayman for as low as $503 and to Nashville starting at $131.